Split expenses.Track Khata. Stay settled.
The simplest way to manage shared expenses, track credit sales in your khata, send WhatsApp reminders, and never argue about who owes what.
Everything you need to stay settled
From splitting dinner to running your khata — CashFlow handles the math so you don't have to.
Split Expenses
Split bills with friends, roommates, or groups. Everyone sees what they owe in real time.
Khata Ledger
Digital credit ledger for small businesses. Track customers, record dues, and never lose a transaction.
Group Trips
Plan trips with per-person expense breakdowns, trip budgets, and automatic settlement suggestions.
WhatsApp Reminders
Send payment reminders directly via WhatsApp. No need to chase people — the app does it for you.
Smart Insights
AI-powered monthly analysis of your spending patterns. Know where your money goes, automatically.
Multi-currency
Support for INR, USD, EUR, GBP, and more. Perfect for international trips and cross-border friends.
Three simple steps
No learning curve. No spreadsheets. Just add, track, and settle.
Add friends or customers
Import contacts, share a join link, or add manually. Invite via WhatsApp with one tap.
Track every expense
Record spends, split bills, log khata entries. Categorize automatically for clear insights.
Settle up, stress-free
One-tap settlements, automated reminders, and real-time balances. No more awkward money conversations.
Start tracking the easy way
Be among the first to try CashFlow. Get early access and help shape the app.